Policy stance across India and payments
Our policy stance is simple: the account contract, privacy choices, cookie consent and wallet records sit together so you can see which rules apply before you join. Eligibility depends on local law and access is available where local law permits, so we may restrict or close
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access where a rule, court order or payment instruction requires it. We may ask for identity proof, address proof or source-of-funds context when the legal file needs it. Wallet events connected with UPI, Paytm and PhonePe are kept with timestamps, references and status changes because those
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records may be needed for disputes, tax duties, fraud checks or regulator requests. If any term changes, we place the updated version in the account area and apply it from the stated date.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.